RealtyMogul vs Fundrise for Real Estate Investing

Real estate investing is evolving with platforms like Fundrise, RealtyMogul, and mogul, each offering distinct paths to build wealth through automation, control, and blockchain-powered transparency.
Written by
Alex Blackwood
Published on
November 5, 2025

Key Takeaways

  • Fundrise offers automated real estate funds with a low minimum investment that suits beginner investors.
  • RealtyMogul provides access to individual commercial real estate properties for accredited investors.
  • mogul introduces blockchain-backed real estate investments with monthly dividends and transparent performance tracking.
  • Each real estate platform caters to different investor goals, from diversification to control and technology-driven asset management.
  • Understanding investment performance, fees, and property management structures helps investors make smarter decisions.

Disclaimer: The information provided in this guide is for educational purposes only and does not constitute financial, tax, or legal advice. Always consult with a licensed professional before making any financial or investment decisions.

Real estate investing is changing fast. Platforms like RealtyMogul and Fundrise have made it easier than ever for both accredited and non-accredited investors to gain exposure to real estate properties without the need to become landlords. 

Whether you prefer a hands-on approach or a fully managed portfolio, each platform offers a unique way to invest money in the real estate market. And if you’re looking for a next-generation experience built around transparency and blockchain-backed security, mogul takes the concept even further. Let’s see how all three real estate investing platforms compare across investment performance, minimum investment requirements, and overall investor experience.

Understanding Real Estate Investing Platforms

Online real estate investing has transformed traditional real estate by removing entry barriers. Instead of buying and managing physical rental properties, investors can now buy fractional shares in real estate projects, benefiting from diversification, cash flow, and property appreciation without dealing with tenants or maintenance.

There are several main types of real estate investing platforms:

  • Portfolio-based real estate funds that pool investor capital into diversified portfolios.
  • Direct property investments where accredited investors choose specific commercial properties.
  • Tech-powered fractional ownership platforms, like mogul, that combine blockchain-backed security with institutional-grade asset management.

These models have opened real estate investing to everyday investors, offering new opportunities to build a diversified portfolio of residential properties, commercial real estate, and multifamily apartments.

How Accredited and Non-Accredited Investors Can Benefit From Real Estate Investing

Real estate investing platforms have created new investment opportunities for everyone, not just institutional investors. Accredited and non-accredited investors now have access to the same kinds of real estate assets once reserved for the wealthy. Here’s how each type can benefit:

  • Accredited investors can diversify beyond the stock market by investing in individual commercial properties and private REITs with higher returns.
  • Non-accredited investors can gain exposure to real estate through low minimum investment plans like Fundrise’s eREITs or mogul’s fractional ownership model.
  • Both groups can enjoy passive income from rental properties, property appreciation, and consistent cash flow without managing tenants.

This new level of accessibility means more investors can build wealth through real estate crowdfunding without the hassles of traditional real estate investing.

Comparing RealtyMogul, Fundrise, and mogul

Below is a quick comparison of how each real estate platform ranks across major features.

Investment Options

Each platform provides a different path to building a real estate investment portfolio.

Automated Diversification With Fundrise

Fundrise simplifies real estate investing with eREITs and eFunds that automatically diversify across multiple real estate assets. Investors can select a growth, income, or balanced investing plan and let the platform handle property management, acquisitions, and distributions.

  • Minimum investment: $10 starter portfolio
  • Ideal for: Everyday investors seeking low minimum investment options and long-term exposure to the real estate market

Direct Property Selection With RealtyMogul

RealtyMogul offers accredited investors the ability to choose specific commercial real estate properties, such as office buildings, industrial properties, or multifamily apartments. Investors can review detailed property information, investment performance metrics, and market trends before deciding.

  • Minimum investment: $5,000 for REITs, $15,000+ for individual property investments
  • Ideal for: Experienced investors who want control and access to detailed property performance data

Tech-Powered Real Estate Investing With mogul

mogul blends the benefits of both approaches, offering fractional ownership in residential and commercial properties with blockchain-backed asset management. Investors gain access to institutional-grade properties, monthly income distributions, and real-time reporting that shows property performance and appreciation data.

  • Minimum investment: Low minimum investment requirement
  • Ideal for: Investors seeking transparency, technology integration, and steady cash flow through diversified real estate assets

Platform Performance and Returns

Investment performance plays a crucial role in long-term wealth building. 

Fundrise typically delivers average annual returns between 7–10%, depending on portfolio allocation and market cycles. 

RealtyMogul has achieved around 20% realized IRR across completed deals, mainly in commercial real estate projects. 

mogul averages approximately 18.8% IRR (net of fees), offering steady cash flow and capital appreciation through real-time property tracking.

A strong platform balances risk, returns, and liquidity. mogul’s hybrid model combines the diversification of fund-based investing with the control and visibility of individual property investments.

Digging Deeper Into Performance Trends

Real estate investments are influenced by property management quality, local economic factors, and broader market cycles. 

Fundrise often focuses on stabilized residential properties and multifamily apartments.

RealtyMogul targets higher-yield commercial buildings and private equity fund-style deals. 

mogul brings transparency by letting investors view performance metrics like occupancy, rental income, and appreciation in real time.

If you’re comparing investment strategies:

  • Fundrise suits beginner investors who prefer automated diversification.
  • RealtyMogul appeals to experienced investors seeking higher control.
  • mogul fits investors who value visibility, technology, and a diversified portfolio with consistent cash flow.

Fees and Asset Management

Understanding fees is key to evaluating real estate platforms. 

Fundrise typically charges about 1% annually, combining fund management and advisory costs. 

RealtyMogul applies a 1% annual fee for REITs and may include upfront or carried interest fees for individual properties. 

mogul simplifies this process with a one-time onboarding fee already factored into reported returns.

This clear fee structure aligns with mogul’s philosophy of transparent asset management, giving investors an accurate picture of net investment performance.

The Role of Asset Management in Real Estate Investments

Behind every successful real estate platform is solid asset management. Strong management determines how well your real estate investments perform over time. Here’s what good asset management does:

  • Ensures properties are properly maintained and generate consistent rental income.
  • Uses data and technology to optimize financial performance and manage risk.
  • Aligns investment goals with market trends for stronger long-term growth.
  • Provides investors with transparent reporting so they can track cash flow and property appreciation.

Platforms like mogul combine professional asset management with modern tools to help investors gain exposure to high-quality real estate projects without handling day-to-day operations.

Investment Opportunities and Diversification

Diversification helps protect against market volatility by spreading investments across property types and regions. 

Fundrise portfolios often include multifamily and industrial properties.

RealtyMogul allows direct participation in individual commercial properties and private REITs. 

mogul curates a diversified portfolio of residential and multifamily assets under expert property management.

By combining vetted real estate developers, rigorous due diligence, and blockchain-backed asset protection, mogul helps investors build long-term real estate exposure with confidence.

Liquidity and Exit Options

Liquidity varies depending on investment type. 

Fundrise offers quarterly redemption windows with potential withdrawal fees.

RealtyMogul provides similar liquidity for REITs but longer holding periods for direct property deals. 

mogul offers monthly distributions while maintaining a long-term structure designed to provide stable growth and consistent income potential.

Investors should align their investment horizon with their financial goals to ensure a balanced investing plan that supports steady growth.

Adapting to Market Shifts and Economic Factors

The real estate market is influenced by economic factors such as inflation, employment growth, and interest rates. Real estate platforms that diversify across sectors and locations often perform better across market cycles. 

Fundrise has shown resilience by focusing on diversified portfolios of residential and industrial properties.

RealtyMogul targets institutional-grade commercial assets that tend to recover quickly.

mogul adds another advantage with technology-driven insights that help investors:

  • Identify emerging real estate investment opportunities in high-growth areas.
  • Track property performance and cash flow metrics in real time.
  • Adjust investment plans based on live data and market trends.

Economic Factors and Market Outlook

Market cycles, tax laws, and property appreciation trends continue to shape the future of real estate investing. Platforms that combine diversification, smart asset management, and transparency tend to attract both individual and institutional investors. 

mogul’s blockchain-based system allows investors to track financial performance instantly and make informed decisions supported by educational resources.

For investors seeking alternative investments that offer both growth potential and stability, real estate remains one of the most reliable options for building a balanced investing plan.

Building a Balanced Investing Plan for the Future

Every investor should have a balanced approach to real estate investing. Your strategy should match your investment goals, time horizon, and comfort level. To build a solid foundation:

  • Mix real estate assets with other alternative investments to reduce risk.
  • Set clear investment plans focused on cash flow, appreciation, or both.
  • Revisit your portfolio regularly to adapt to changing economic factors and market cycles.
  • Use educational resources to stay updated on trends in online real estate investing.

A balanced investing plan helps individual investors and experienced investors alike build sustainable wealth through a mix of residential and commercial real estate exposure.

Which Platform Fits You Best

Each real estate platform caters to different investor types. 

Fundrise works best for everyday investors seeking automated, low minimum investment exposure. 

RealtyMogul is ideal for accredited investors who prefer to handpick individual commercial properties. 

mogul appeals to investors seeking transparency, real-time property data, and monthly distributions backed by modern asset management technology.

Your ideal choice depends on your investment goals, available capital, and comfort with managing real estate investments directly or through technology-driven platforms.

Smarter Real Estate Investing Starts With Transparency

The RealtyMogul vs Fundrise comparison highlights how each platform approaches real estate investing differently. Fundrise focuses on simplicity, RealtyMogul emphasizes control, and mogul delivers innovation with blockchain-backed transparency. By combining the best of traditional real estate investing and modern technology, mogul is redefining how investors gain exposure to high-quality real estate assets.

Explore mogul’s current listings and learn how fractional real estate investing can help you build a diversified portfolio with consistent returns.

Disclaimer: The information provided in this guide is for educational purposes only and does not constitute financial, tax, or legal advice. Always consult with a licensed professional before making any financial or investment decisions.

Frequently Asked Questions (FAQs)

What Is Real Estate Crowdfunding?

Real estate crowdfunding allows investors to pool money together to invest in residential and commercial properties. It provides access to investment opportunities that were once reserved for institutional investors or high-net-worth individuals.

What Is the Difference Between Traditional Real Estate Investing and Online Real Estate Investing?

Traditional real estate investing often requires buying and managing full properties. Online real estate investing, through digital platforms, allows investors to diversify across multiple real estate assets with lower minimum investment requirements and less hands-on involvement.

What Types of Real Estate Investments Are Available Online?

Investors can access residential properties, multifamily apartments, commercial buildings, and private REITs. Many platforms also offer both equity and debt investments for different risk and return preferences.

How Much Do I Need to Start Investing in Real Estate Online?

Minimum investment requirements vary. Some platforms have low minimum investment thresholds, making real estate investing accessible to beginner investors looking to gain exposure to alternative investments.

How Long Should I Hold a Real Estate Investment?

Most real estate investments have an investment horizon of three to ten years. The duration depends on your investment goals, whether you prioritize steady cash flow, capital appreciation, or portfolio diversification.

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